Big Daddy says,"Wake up! The roofer is coming!"
Yep, new roof going on the house starting today. Can I afford it? No, but I also can't afford to not do it.
Luckily, my roofer is flexible with the payment terms, and is willing to barter. His wife will be getting a new shawl, and fresh eggs, and a lot of nice compost for their garden. I'll also take care of their dogs when they go on vacation.
Edited to Add: Woohoo! In tearing off the old roof, the roofer found out that only one section of the roof did not have sheathing. So most of that pile on the right can go back, and the labor time also went down significantly. Yeehaw! Maybe I will get it paid off in this lifetime! Everybody do the peasant dance of joy!